The TD Cash Back Visa Infinite is a competitive all-around offering in terms of premier cash back cards, making it the go-to card for folks who just want to keep one cash back card in their wallet, due to the flat 3% cash back on groceries, gas, and recurring bill payments
The TD Cash Back Visa Infinite is offering 10% cash back on the first $2,000 of purchases in the first three months, equivalent to $200 cash back.
There’s also an extended welcome bonus, where you can continue earning 6% cash back on up to a total of $3,500 spent in gas, groceries, and pre-authorized payments. In total, you could earn up to $290 back.
The annual fee is $120, and is waived for the first year. Supplementary cards cost $50 for the first one, and $0 thereafter. As part of the welcome bonus, the first supplementary card will have the $50 waived in the first year.
The TD Cash Back Visa Infinite earns 3% cash back on groceries, gas, and recurring bill payments with an annual maximum of $15,000 in spending in each category.
You can redeem your cashback dollars to pay down your account at any time with a minimum of $25. Otherwise, you can set up your account to do this automatically each January with no minimum cashback amount.
As a cardholder, you’ll automatically be enrolled in a free Deluxe TD Auto Club Membership. You’ll get emergency road services anywhere in Canada and the continental US, including emergency service calls, lockout service, towing, winching, and personal transportation. You can read more about the TD Auto Club on TD’s website.
You’ll also get the standard Visa Infinite Concierge services, which you can use to help make travel or lifestyle bookings.
This card offers emergency medical insurance for 10 days for those under 65, and 4 days for those 65 and older. It also comes with baggage delay, lost/stolen baggage, and rental car insurance up to an MSRP of $65,000.
Additionally, the TD Cash Back Visa Infinite will double the manufacturer’s warranty up to one additional year as well as provide 90 days of purchase protection.
As a Visa Infinite product, this credit card has a minimum annual income requirement of $60,000 (personal) or $100,000 (household). Follow the link below to the TD website to learn more about this card and submit an application.
It’s easy to earn and redeem Cash Back Dollars
Review the Benefit Coverages Guide for more details.
If you are looking for great Cash Back with travel and automotive benefits, then this TD Cash Back Visa Infinite Card could be the right one for you. It comes with an earn rate of 3% Cash Back on eligible grocery Purchases and gas Purchases3, and on regularly recurring bill payments4 set up on your account. You also earn 1% Cash Back on all other Purchases5. This card has travel benefits such as Travel Medical Insurance9 as well as automotive benefits such as Emergency Road Services with the Deluxe TD Auto Club Membership7.
You can apply for a TD Cash Back Visa Infinite Card within minutes by clicking on Apply online on this page. As part of the application, you will need to share some mandatory information such as your full legal name and date of birth, your home address, phone number and email address, employment status, gross annual income and residential status.
You can earn Cash Back dollars with your TD Cash Back Visa Infinite Card on your everyday purchases and recurring bill payments. Using this card for everyday purchases will earn you 1% Cash Back on each dollar spent5. You can also use this card at grocery stores, gas stations3 or to pay recurring bills4 like insurance premiums, subscriptions and mobile phone bills to earn 3% Cash Back on each dollar spent.
Redeeming Cash Back dollars is simple and easy. You can redeem your Cash Back Dollars, for a minimum amount of $25, at anytime through EasyWeb or TD Mobile App. Your Cash Back dollars never expire as long as your account is open and in good standing with TD.
Complete an online application and receive an instant response
Our banking specialists are ready to answer any questions you may have
Meet with a banking specialist in person at the branch closest to you
Speak with a banking specialist at the branch closest to you
Above all, the flexibility of the rewards program reigns supreme. It couldn’t be any easier to cash in your earnings: with a minimum of $25, you can redeem Cash Back Dollars against your account balance or however you want and any time you want. This gives you the ultimate freedom to use your earnings as you like and you’re not tied to any restrictive loyalty or points program.
The TD Cash Back Visa Infinite* Card is an excellent cash back credit card that allows you to earn up to 3% cash back on eligible purchases†. The annual fee is $120† (rebated the first year if you apply online by May 28, 2023), but this card includes benefits like travel medical insurance† and emergency road services with Deluxe TD Auto Club Membership†.
The TD Cash Back Visa Infinite* Card is a cash back card that offers an excellent earn rate in top spending categories. Cardholders earn 3% in Cash Back Dollars on eligible grocery and gas purchases†, and on regularly recurring bill payments† set up on your account. All other card purchases earn at 1% cash back†. Even better, getting your rewards is easy and accessible. You can apply your earnings to your credit card bill whenever you want (minimum $25)—there’s no need to wait until a certain date.
The TD Cash Back Visa Infinite* Card is a strong cash back card that acknowledges the spending categories that Canadians use most. Also enticing is the welcome offer of 10% cash back on all purchases for 3 months† and first-year annual fee rebate† (must apply online by May 28, 2023), making this promo one of the best credit card offers in Canada. While it has decent perks like Deluxe TD Auto Club Membership†, travel insurance†, and Visa Infinite perks†, it may not be good enough when it comes to insurance benefits, particularly for frequent travellers. If travel insurance is important to you, check out the best travel credit cards in Canada before making the final call.
The TD Cash Back Visa Infinite* Card has a lot on offer. Groceries and gas are two major spending categories for Canadians and 3%† is an above average earn rate. Kicking in regular recurring payments at the same rate is a nice touch. This card’s base rate of 1%† back is respectable, and of course, the welcome bonus is very tempting. Perks like Deluxe TD Auto Club Membership† and some included travel and auto insurance† are good value adds.
How to Redeem Cash Back
Redeeming cash back with this card is easy. Unlike other cash back cards, you can redeem at any time. You don’t have to wait until the end of the year to see that money. Any cash back that you earn can be put towards your credit card statement whenever you choose.
To do this, log into your TD account. You can then visit your rewards/cash back balance and click ‘Pay With Rewards’. You can then choose how much you would like to redeem, review, and click pay now to confirm and submit your payment. Your cash back balance will update immediately, but the payment will take a day or two to appear on your account. You will receive a confirmation number for your records.
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